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Adulting basics
Money & Life Skills
Short, practical videos on the money skills every adult needs — budgeting, credit, taxes, and understanding a mortgage.
Lesson 1
Budgeting Basics
Track income and expenses so you spend less than you earn.
Tools you'll need
- Budget spreadsheet or app
- Bank statements
- Bills list
- Savings goal
Workshop
Budgeting Basics quiz
1. What's the goal of a budget?
2. What's a simple budgeting rule of thumb?
Answer all questions
Lesson 2
Credit Basics
Understand credit scores, reports, and how borrowing works.
Tools you'll need
- Free credit report
- Budget
- Payment reminders
- Secured credit card (optional)
Workshop
Credit Basics quiz
1. What does a credit score mainly reflect?
2. What's one way to build credit safely?
Answer all questions
Lesson 3
Understanding Taxes
How income tax works and what to gather before filing.
Tools you'll need
- W-2 / 1099 forms
- Receipts for deductions
- Tax software or preparer
- Prior-year return
Workshop
Understanding Taxes quiz
1. What form reports wages from an employer?
2. What is a tax refund?
Answer all questions
Lesson 4
Understanding a Mortgage
What a mortgage is and the main costs of buying a home.
Tools you'll need
- Credit report
- Down payment savings
- Pre-approval letter
- Closing cost estimate
Workshop
Understanding a Mortgage quiz
1. What is a down payment?
2. What does a mortgage lender check first?
Answer all questions